Medicare Coverage for Assisted Living

When considering assisted living for your loved one, cost can be one of the most influential factors in the decision-making process. While the cost of an assisted living facility can vary depending on its location, amenities, services and accommodations, to find the best care for your loved one you need to know how you will pay the expenses.

Where can you find help paying for the care your loved one deserves?

Medicare

Traditionally, Medicare does not cover the costs of assisted living facilities or long-term care facilities. However, Medicare will cover qualified healthcare costs while your loved one is living at a certain facility. Medicare is more often used to pay for a skilled nursing facility or home health care. There are always exceptional circumstances that will allow Medicare to cover different types of care, but in most cases Medicare won’t cover the costs of “custodial care.”

Medicaid

In some states, Medicaid is used to pay for some of the costs associated with assisted living if your loved one has a limited income. Medicaid is designed to help seniors and some individuals with disabilities pay for healthcare when they are unable to pay for it themselves.

Other Funding Options

Some assisted living facilities will offer their own private funding options for residents, which can help alleviate some of the costs. Also, individuals that have long-term care insurance can usually apply that to some of the costs associated with assisted living. In most instances, residents are left to cover most of the costs out-of-pocket. By selling their house and using money saved in the bank, there are a variety of options for finding the funding for your loved one.

Contact Brookdale Senior Living to learn more about our assisted living facilities and all they have to offer your loved one.