How to Pay for Home Health
As long as you have proper insurance coverage and meet eligibility requirements, your insurance should cover most, if not all, of the costs for home health care. The financial coverage will vary depending on your particular plan. But in the majority of cases, especially with Medicare, you won’t be facing a large medical bill after treatment. Here are a couple of options regarding the different insurance programs that could be used for home health care:
Every Brookdale home health agency is Medicare certified, which means Medicare will cover 100% of the cost for in-home health care if you meet their eligibility requirements. Our team would be happy to answer any questions you may have about requirements, coverage, and more. You can also learn more about home health coverage on the Medicare website.
If you’re a veteran, your home health care could be covered by The Department of Veterans Affairs. It’s possible you may be responsible for a copay during treatment, and not all coverage is the same nationwide. So be sure to find out details about coverage in your area. You can learn more by contacting a VA representative or by visiting the United States Department of Veterans Affairs website.
Medicare Replacement Plans and Private Insurance
Do you have private insurance or worker’s compensation? Some of these private health plans may be used for home health care services. You’ll need to reach out to your provider though for details on what is covered through your personal plan.
In certain states, you may be able to use Medicaid to cover the cost of in-home services as long as you meet the eligibility requirements. Because Medicaid coverage varies among states, you’ll need to learn more about coverage requirements in your area.
If Home Health Services are ordered by your physician, Brookdale will verify your benefits, eligibility and any needed authorization.