Medicare Coverage for Assisted Living
How Coverage Relates to Assisted Living
Cost can be one of the most influential factors in the decision-making process surrounding senior living. Medicare can sometimes help—it is important to understand your needs, coverage and financial situation to understand where Medicare might fit into your assisted living journey.
Traditionally, Medicare does not cover the costs of assisted living communities or long-term care. However, Medicare does typically cover qualified healthcare costs for care provided in senior living. Medicare is more often used to pay for skilled nursing or home health care. There are sometimes exceptional circumstances that allow Medicare to cover different types of care, but in most cases Medicare won’t cover the costs of “custodial care.”
In some states, Medicaid is used to pay for some of the costs associated with assisted living if you have limited income. Medicaid is designed to help seniors and some individuals with disabilities pay for healthcare when they are unable to pay for it themselves.
Some assisted living facilities offer their own private funding options for residents. If an individual has long-term care insurance, sometimes they can use that to cover a portion of their care costs. In most instances, residents pay out-of-pocket for assisted living.
Brookdale has many affordable assisted living communities that can accommodate a variety of budgets. Give us a call to learn more about communities in your area.