How to pay for private home care
Most of the time, home care services are private pay. That means you pay for the services you need with your own resources or “out-of-pocket.” Medicare and insurance generally do not cover the costs of private duty care. At Brookdale at Home, we aim to work within your family’s budget to get you the care you want. We start with a free, no-obligation consultation to create an estimate for you and your family.
At Brookdale at Home, you only pay for the services you want and need. Typically, we charge a flat hourly rate. The rate can vary depending on the services you need. Your overall cost is also determined by the number of service hours a caregiver provides. We’ll work with you and your family to create an estimate based on the services you choose, so you and your family will know what to expect.
We pay your caregiver. All of our caregivers are employees of Brookdale at Home, not independent contractors. We’ll send you a monthly invoice for the services you used and you’ll make a payment directly to our agency. We’ll take care of the rest. One of the advantages of using a home care agency is that we take care of all the administrative details for your caregiver— taxes, benefits, and other requirements.
Yes, but private pay still remains the most common form of payment. Some Medicaid programs may cover the cost of private home care for those who qualify. The Veterans Aid and Attendance program may also offer benefits for veterans and their spouses who need assistance with daily living activities. Long-term care insurance might cover some home care costs, too, but that coverage depends on the terms of the policy. For more information, call your local Brookdale at Home agency, or consult with your family’s financial advisor.